Get flexible monthly payment options.

Just select Affirm at checkout.

1

Fill your cart

Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2

Choose how to pay

Choose how to pay

Pick the plan that fits your budget. You’ll never pay late or hidden fees.

3

Pay over time

Pay over time

Make payments at affirm.com or in the Affirm app. You’ll get reminders by text and email.

Buy with confidence

Buy with confidence.

With Affirm, you’ll always know exactly what you owe and when you’ll be done paying.

Transparent

See your total cost up front. No surprises during checkout.

Flexible

Choose a payment schedule that works for your budget.

Fair

You’ll review your terms before you place your order.

Frequently asked questions

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit?

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry,
which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.
You can find more information on Affirm's Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.